The art of creative saving
Frugality can be taken too far. There are people who use a stick to get the last drop out of a tube of toothpaste or limit the number of blocks of toilet paper each family member may use. The opposite end of this spectrum are people who are either so egocentric or downright insecure that they cannot conceive of the possibility of having anything but the best. However, somewhere in between there is a group of people who enjoy finding creative ways of spending as little as possible.
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Healthy choices
Healthcare cover is a crucial part of life in South Africa, as health circumstances can change suddenly for anyone. Planning for such changes is vital, since lacking cover can make quality healthcare unaffordable. Every option comes with a cost, so it’s important to carefully weigh the advantages and disadvantages before making a decision.
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Where there isn’t a Will
The death of a family member usually leads to much emotional and financial trauma for the survivors left behind. In situations where the deceased has not left a Will or no Will can be found (called dying “intestate”), the trauma is usually exacerbated.
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